Not all cards were created equal. Do you sometimes make transactions using your credit card that is charged in a foreign currency? Do you have more than one credit card? Have you compared the difference in rates on foreign transaction fee for each bank? I don’t usually shop online, and there were only a few times that I used my credit card to purchase an item that is in foreign currency (whether online or on a trip abroad). I was planning a trip last year when I read a travel tip of using a credit card which charges the smallest foreign transaction fee possible. I’ve been traveling abroad for a…